The Austin real estate market is alive and well in both the city and surrounding areas. With interest rates at all time lows, it's a great time to purchase a new or resale home.
There are city, state, and county programs that are available to help the homebuyer achieve their goals of buying a home and obtaining an affordable mortgage with zero down payment and limited cash out of pocket when looking for Austin homes for sale.
These programs are available for new build or resale homes and are not restricted to specific neighborhoods. This allows you to shop for a home in the areas you are interested in living in Austin or surrounding areas.
Austin real estate has numerous quality builders building in neighborhoods in Austin and surrounding communities. Award winning master planned communities with parks, pools, and schools are a popular choice.
There are many established neighborhoods with a myriad of home choices for the Austin real estate buyer.
The Austin real estate market has remained strong and will continue to grow, making the choice of buying a home in Austin or the surrounding communities a wise investment.
Numerous surrounding communities are growing around Austin. Leander to the northwest of Austin has exemplary schools and has the ease of the new 183A toll road, making travel to downtown Austin a mere 25 minutes.
Pflugerville to the northeast of Austin was voted one of the top 100 cities to live in the United States.
No matter what you're looking for, the Austin real estate market and it's surrounding cities have many great options when shopping for a home.
Commute times are minimal to and from Leander, Round Rock, Pflugerville, and many other communities around Austin.
With interest rates at historic lows and an affordable market of homes still available in and around Austin, now is the time to buy that first time home, move up to a larger home, move down if you are empty nesting, or simply just making a move to a different home.
If you are a first time homebuyer OR you haven't owned a home in the last 3 years AND your credit is good, you could qualify for this program. There are income restrictions.
1-2 FAMILY SIZE $75,000 MAX ANNUAL INCOME
3 + FAMILY SIZE $87,000 MAX ANNUAL INCOME
This program is subject to credit approval, so be sure to get pre-approved with a participating mortgage lender before shopping for a home.
You could buy a new or resale home with up to 5% assistance for down payment and closing costs. This would cover your down payment and most of your closing costs.
Negotiations with the seller could assist you even more in the costs associated with buying a home.
Why rent when you can purchase a new home for about the same costs as the deposits and application fees required when renting?
Interest rates are at historic lows making mortgage payments even more affordable.
Being a homeowner provides you a tax advantage each year you own the home making home ownership better than renting.
Call me at 512-626-9559
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